Welcome to the website for the Consumer Financial Protection Bureau versus Lexington Law and CreditRepair.com matter
You have reached the website for the Consumer Financial Protection Bureau (CFPB) versus Lexington Law and CreditRepair.com matter. If you received a check for this matter, it is because you were identified by the CFPB as a harmed consumer covered by the final order entered by the court in the CFPB’s enforcement action against these companies.
The CFPB allocated another $117,058,683.11 to this matter for distribution to eligible harmed consumers who cashed their previous check on or before June 30, 2026, and their calculated payment amount was $10 or greater. If you received an email notice about an upcoming payment for this matter, then you were deemed eligible for a second payment. The second payments will be mailed starting late September and continue through October 2026.
If you have questions about when and where your initial check was cashed, we recommend you review your bank records for a payment anytime between December 5, 2024, through June 30, 2026, for further information. If you received the email notice it is because you cashed your check during that timeframe.
We have received reports of bad actors attempting to scam consumers into providing sensitive information or money in exchange for funds from this distribution.
This scam may look like:
- A company or individual claiming they can “help” you receive a check, money, a gift card, or funds in some other format from the Lexington Law or CreditRepair.com matter. This is likely a scam.
- A company or individual asking you for any banking details to issue you a check, for you to cash a check, or to “advance” you money from this distribution. This is likely a scam.
- A company or individual asking you for your social security number, your date of birth, credit card numbers, or bank account numbers. This is likely a scam.
- A company or individual asking you to send them money or a gift card before or after cashing a check. This is likely a scam.
- A company or individual claiming they can help expediate the mailing of your check from this distribution. This is likely a scam.
You do not need to do anything to receive and cash a valid check from this distribution. This payment is the result of a legal action between the CFPB and the companies Lexington Law and CreditRepair.com. As part of the legal settlement, the CFPB collected mailing addresses and harm amounts for all victims in this case. If you have received a check that looks to you like it may be a scam, you can call 1-855-680-8991 8 am-9 pm EST, Monday-Friday except Holidays, and a live agent can validate for you. You can also validate this is an active matter with the CFPB by visiting www.cfpb.gov/payments/lexlaw or calling them toll-free at (855) 411-CFPB (2372). Advice for spotting scams is available by the CFPB on their website.
Current Status
Eligible harmed consumers that cashed their initial check for this matter on or before June 30, 2026, and have a calculated payment amount of $10 or more will be mailed a second payment between late September and early October 2026. Please allow 1-3 weeks for the USPS to deliver these checks.
If you have not received your first check, in order to receive your monetary benefits from this action, you must request a check reissue by completing the form on the Contact Us page of this website. If you received a second check but need the information on your check updated or need to update your address, please submit your request to us via the form on the Contact Us page. If you are unable to submit your request online, please contact the administrator at 1-855-680-8991 for alternate submission options.
Important Dates
Check reissues for valid reissue requests are sent in mail runs that occur about the fourth week of each month. Please note that requests are processed in the order they are received and there is no guarantee that your check will be reissued in the run immediately following your request. Please allow 1-3 weeks from the date of the check reissue mailing for the USPS to deliver the reissued checks. If you would like to get an update on the status of your request or reissue, please call the toll-free number 1-855-680-8991.
For all reissues, checks will be valid for 90 days from the date of issue to allow harmed consumers time to cash their payments. If your check has become void, you must submit a written request to have your check reissued by completing the form on the Contact Us page. You may also submit your request via mail to the mailing address found on the Contact Us page.