Welcome to the website for the Consumer Financial Protection Bureau versus Lexington Law and CreditRepair.com matter

You have reached the website for the Consumer Financial Protection Bureau (CFPB) versus Lexington Law and CreditRepair.com matter.  If you received a check for this matter, it is because you were identified by the CFPB as a harmed consumer covered by the final order entered by the court in the CFPB’s enforcement action against these companies.  If you have not yet received a check and believe you are a victim, you can inquire about the status of your potential check.

We have received reports of bad actors attempting to scam consumers into providing sensitive information or money in exchange for funds from this distribution.

This scam may look like:

  • A company or individual claiming they can “help” you receive a check, money, a gift card, or funds in some other format from the Lexington Law or CreditRepair.com matter. This is likely a scam.
  • A company or individual asking you for any banking details to issue you a check, for you to cash a check, or to “advance” you money from this distribution. This is likely a scam.
  • A company or individual asking you for your social security number, your date of birth, credit card numbers, or bank account numbers. This is likely a scam.
  • A company or individual asking you to send them money or a gift card before or after cashing a check. This is likely a scam.
  • A company or individual claiming they can help expediate the mailing of your check from this distribution. This is likely a scam.

You do not need to do anything to receive and cash a valid check from this distribution. This payment is the result of a legal action between the CFPB and the companies Lexington Law and CreditRepair.com. As part of the legal settlement, the CFPB collected mailing addresses and harm amounts for all victims in this case. If you have received a check that looks to you like it may be a scam, you can call 1-855-680-8991 8 am-9 pm EST, Monday-Friday except Holidays, and a live agent can validate for you. You can also validate this is an active matter with the CFPB by visiting www.cfpb.gov/payments/lexlaw or calling them toll-free at (855) 411-CFPB (2372). Advice for spotting scams is available by the CFPB on their website.

Current Status

A high volume of checks was recently reissued to valid consumers whose checks were not cashed before they expired. These newly reissued checks will expire on December 11, 2025. If you did not cash your check and it expired, you may already have a reissue in the mail.

In order to allow the USPS enough time to deliver the recently reissued checks before requesting another reissue, we are asking that consumers wait until October 1, 2025, before requesting additional reissues.

If you still have not received a reissued check after October 1, 2025, and believe you may need a reissue, you can submit your request on the Contact Us page of this website. If you received a reissue but need the information on your check updated, please submit your request to us via email at info@cfpb-lexlaw.org or call us toll-free at 1-855-680-8991.


Important Dates

December 11, 2025
Expiration date for checks reissued in the first half of September

(For reissues requested and approved after the September 2025 reissues, the void dates will vary depending on the actual reissue date)