Welcome to the website for the Consumer Financial Protection Bureau versus Lexington Law and CreditRepair.com matter
You have reached the website for the Consumer Financial Protection Bureau (CFPB) versus Lexington Law and CreditRepair.com matter. If you received a check for this matter, it is because you were identified by the CFPB as a harmed consumer covered by the final order entered by the court in the CFPB’s enforcement action against these companies. As part of this matter, checks were sent out in batches to millions of consumers beginning in December 2024 and continued over a six-week period. If you have not yet received a check and believe you are a victim, you can inquire about the status of your potential check.
We have received reports of bad actors attempting to scam consumers into providing sensitive information or money in exchange for funds from this distribution.
This scam may look like:
- A company or individual claiming they can “help” you receive a check, money, a gift card, or funds in some other format from the Lexington Law or CreditRepair.com matter. This is likely a scam.
- A company or individual asking you for any banking details to issue you a check, for you to cash a check, or to “advance” you money from this distribution. This is likely a scam.
- A company or individual asking you for your social security number, your date of birth, credit card numbers, or bank account numbers. This is likely a scam.
- A company or individual asking you to send them money or a gift card before or after cashing a check. This is likely a scam.
- A company or individual claiming they can help expediate the mailing of your check from this distribution. This is likely a scam.
You do not need to do anything to receive and cash a valid check from this distribution. This payment is the result of a legal action between the CFPB and the companies Lexington Law and CreditRepair.com. As part of the legal settlement, the CFPB collected mailing addresses and harm amounts for all victims in this case. If you have received a check that looks to you like it may be a scam, you can call 1-855-680-8991 8 am-9 pm EST, Monday-Friday except Holidays, and a live agent can validate for you. You can also validate this is an active matter with the CFPB by visiting www.cfpb.gov/payments/lexlaw or calling them toll-free at (855) 411-CFPB (2372). Advice for spotting scams is available by the CFPB on their website.
Current Status
Initial checks finished mailing on January 6, 2025, to eligible consumers based on records obtained by the CFPB. Initial checks will void on April 6, 2025, but reissued checks will have an extended void date. If you have not received a check and believe you may need a reissue, you can submit your request on the Contact Us page of this website.
Important Dates
December 5, 2024
Checks began mailing
January 6, 2025
Checks ended mailing
April 6, 2025
Checks become void